Tracy Sweat Auto Sales offers On The Lot Financing. Every day there are people that are looking to buy a car. This can be a large and serious commitment that can be very expensive as well. We try to make sure that we have an option that will work for you and allow you to leave our lot with a car of your very own. Good credit or bad, you need to talk to usat Tracy Sweat Auto Sales to see what options are available to you for financing.